Start with accounts
Add checking, savings, cards, loans, and balance snapshots so the month is grounded in real accounts.
Follow the same simple budgeting routine every month.
Start with accounts, save the things that repeat, create or clone the month, update real spending, and review what changed before the month gets away from you.
Save what repeats
Keep paychecks, bills, subscriptions, payment plans, and card settings ready for future months.
Create or clone the month
Start clean or copy a recent month, then add the recurring transactions you already trust.
Update and review
Add one-offs, import activity, update actuals, mark items paid, and use the review screens to decide what still works.
Each screen has a clear job, so the month is easier to keep current.
Plan and Edit
Use the guided wizard or direct forms to add one-off entries, update planned amounts, and save useful entries back as recurring items.
Review views
Switch between budget, list, calendar, breakdown, cash-flow, and account movement views without leaving the month you are working on.
Use the workflow docs when you are ready to build your first real month.
The guide explains cloning, recurring transactions, entry updates, imports, and month review.