Is this your kind of budget?

Choose FinanceTracking.app if you want to review your money yourself—not link your bank accounts.

It is for people who plan one month at a time, record what actually happened, and want every report total to show the transactions behind it.

Reports comparing planned and actual spending, monthly trends, category totals, and the transactions behind each total.

The short answer

It fits a hands-on monthly routine.

Choose it when…

  • You want paychecks, bills, subscriptions, plans, and card payments ready to reuse next month.
  • You prefer entering balances yourself and reviewing CSV imports over linking live bank accounts.
  • You want to keep actual transactions separate from what you planned.
  • You want account history, clear charts, exact totals, a month-end review, and backups in one place.
  • You are comfortable maintaining your own server, updates, security, and backups.

Skip it when…

  • You want accounts to update automatically in the background.
  • You want a vendor to host the app and manage its security, updates, and backups.
  • You need a native phone app instead of a responsive web interface.
  • You need investment performance, accounting, tax, legal, or financial advice.
  • You do not want to maintain the server, security, updates, and backups yourself.

Why the method holds together

Your plan stays connected to what actually happens.

Recurring structure removes the blank page

Start from saved income and spending patterns, then add the exceptions that make this month different. That keeps reuse from turning into blind copying.

Review what actually happened

See where transactions came from and how they were matched, so you can correct mistakes without losing history.

Check balances and reports

Compare the latest balance, recent money in and out, exact chart values, and the transactions behind each total.

Finish the month with confidence

The app flags unfinished work before you close a month, then keeps the totals and transactions you approved.

Recover from mistakes

Preview what a restore would replace and keep a temporary safety copy in case you need to undo it. You are still responsible for regular server backups.

Compared with common alternatives

Different tools solve different parts of the problem.

Spreadsheet

Flexible and familiar, but you must build and maintain the recurring routine, checks, and backups yourself.

Automatic bank-sync app

Saves manual entry, but requires connected financial accounts and relies on a service provider to host the app and handle that financial data.

FinanceTracking.app

Plan the month, record what happened, check every total, close the month, and keep your own data—without connecting a bank.

See the monthly routine before deciding to run it yourself.

The product tour shows the app in use. The self-hosting guide explains what you will need to maintain.